Our Team
Dealer Net Finance is an independent asset finance brokerage with offices based in the North East of England, launched in 2006 by managing director Howard Musgrave who has over 30 years of experience in the asset finance industry.
Based in Peterlee, County Durham, Dealer Net Finance offer a professional, bespoke, and confidential service for clients and businesses. Our personal hands-on approach allows us to tailor a financial package that will suit your business needs. Drawing from our wide portfolio of major funders, we can obtain the best financial solutions available in the marketplace.

Howard Musgrave: Managing Director
Brought up on the family farm, Howard has gone on to work in numerous roles within the finance sector across his 36-year career. Howard’s finance journey started with the Bank of Scotland Group before joining Yorkshire Bank Finance in the corporate finance sector.
Howard then got the opportunity to return to his agricultural roots with F.A.F. (Farming & Agricultural Finance Ltd) later becoming an area manager for John Deere Credit, covering the North East, Northumberland & the Scottish Borders.
After 10 years with John Deere Credit, Howard was then invited to take up the role of managing director with a John Deere dealer in the North East of England.
In 2006 Howard took the decision to return to the financial sector, setting up Dealer Net Finance Ltd to provide all aspects of finance to the Agricultural, Groundscare, Arboriculture & Commercial markets.
Mobile: 07933 271151
E-Mail: howard@dealernetfinance.co.uk

Sam Musgrave: Director
After studying A-Levels at Hartlepool Sixth Form College in 2016, Sam started a Corporate Indirect Purchasing Sourcing Analyst apprenticeship with a leading global engine manufacturer. Sam was promoted to a full-time position with the company.
Spending over five years in the role, Sam was responsible for the facilities commodity, covering multiple business units & manufacturing sites across Europe & the Middle East. During this time, he picked up key qualifications, including a Level 3 Diploma in Business Administration & a Chartered Institute of Procurement & Supply (CIPS) Level 4 Diploma.
In 2022 Sam made the switch to the finance sector, joining Dealer Net Finance as a Sales Manager. Sam is using his wealth of experience & qualifications from his previous work to help take Dealer Net Finance into its next chapter.
Mobile: 07562 426903
E-Mail: sam@dealernetfinance.co.uk

Kavan Young: Director
After leaving school, Kavan went on to study journalism at the University of Sunderland, graduating in 2012. Upon completion, Kavan honed his skills in PR & Marketing roles at a land-based and agricultural further education college based in Durham.
After spending six years in the role Kavan made the switch to the finance sector by joining the team at Dealer Net Finance in 2018. During his time with the business Kavan has split his time in two ways, using experience from his previous roles to help push the brokerage forward whilst also learning the skills needed to become a finance broker himself.
Kavan has now helped numerous businesses across the UK access vital funding opportunities.
Mobile: 07562 426899
E-Mail: kavan@dealernetfinance.co.uk

Lewis Williams: Finance Broker
After leaving school, Lewis decided gain hand-on skills with an apprenticeship as a Panel Repairer at Nissan. After the completion of his 2-year course at Gateshead College he gained a level 2 NVQ specialising as a heavy body accident repairer. Lewis continued to take on several roles and responsibilities during his four years with the car manufacturer.
In April 2023 Lewis pursued his ambition of making the switch to the finance sector joining Dealer Net Finance as the first apprentice broker. Over the course of his apprenticeship Lewis will develop a whole new skillset, alongside a Level 3 Business Administration qualification, helping Dealer Net Finance create the future skills that they need to help the business grow.
E-Mail: lewis@dealernetfinance.co.uk